I am going to share with you how to receive the best reading possible. Being armed with the right information will lead to a successful session.

Let me set some terminology. Instead of using the term” psychic” I will use intuitive and instead of “readings” we will use the word consultation. I personally feel that the term psychic carries a negative connotation and those who choose to use that title open themselves up to people who truly do not understand the purpose of an intuitive consultation and are just looking for someone to tell them what to do. Most psychic hotline are set up like this, or they just want to keep you talking as the psychic is being paid by the minute This would leave the door wide open for unscrupulous behavior. Remember the famous psychic Miss Cleo?

Before choosing an intuitive consultant for a successful consultation it is important to understand what an intuitive consultation really is. It should not be a session where someone tells you what to do and provides guarantees. It is a session where an intuitive will share probable outcomes and guide the client by looking at said probable outcome leaving the final decision to the client. Empowerment is the key word here.

7 Steps…

1. Before your consultation please take a moment to focus on your specific questions in order to make the best use of your time together. Make sure your intention is clear. Decide which area of your life you want assistance with. A limited amount of information can be shared within a consultation and it depends on the length of the consultation. Pick 2 or 3 area of focus for each session. Arrive prepared to receive information that is important for you to know now.

2. It is very important to keep an open mind to all possibilities that may be presented within the intuitive consultation. The information being shared with you now may not make sense to you until sometime in the future. Be realistic about expectations. You will not receive winning lottery number from an ethical intuitive consultant. Think about it, if they could pick the numbers they would not have any use to communicate with you. The focus should be on you not what someone else will think do or say.

3. Make sure you don’t have any distractions. Let the intuitive consultation be a gift to yourself. Calm and clear your mind for a few minutes before your consultation.

4. Don’t play “Stump the Intuitive”. We don’t have eyes in the back of our heads. Being skeptical is healthy… a good thing; however, it is a waste of time and money if you withhold important information about your circumstances. If you are clear and direct with your intuitive about what is going on in your life, and what you need, you will receive an accurate consultation that provides you with some good guidance and direction.

5. Being willing to participate. A good consultation is a two-way street interaction. The more aware you are of your issues and corresponding questions, the more effective the consultation will be. Please do not consult an intuitive if you are under the influence of drugs or alcohol. It is a waste of time for everyone concerned. Have your session when you are as clear as you can possibly be for your optimal outcome.

6. Create the right atmosphere. It is best if you feel you are in a safe place, relaxed, comfortable and open-minded. Tension and anger creates a barrier. If you are overly skeptical or very upset about something, you close the “doors” and no intuitive counselor can easily get through that barrier.

7. Don’t take everything your intuitive says as the absolute truth. Earth is a free will zone and you have the opportunity to change the flow of your life. NOTHINHG is written in stone. Everyone has a choice in the actions they take and decisions they make. Always ask for the best possible outcome with the highest good for everyone concerned.

A leading international Intuition Lifestyle Consultant and Transformation Movement expert well-known in the arena of personal empowerment coupled with intuitive skills. Monique has over 3 decades of experience inspiring individuals and small businesses to achieve their optimal potential. Her background includes a PhD Metaphysics, Ordained Minister, and Reiki Master Teacher. She hosts and produces two award winning radio shows “Your Intuition Speaks” and “Walking with Spirit”. She’s been featured on CBS, MTV, contributed to Good Morning America, and authored Getting Your M and M’s The Men and Money Book.

www.moniquechapman.com

Did you know that you have a powerful personal map that reveals your life’s journey? You do! When you plot points on this map and discover all the archetypal landscapes you’ve been through, YOU become the mapmaker with the ultimate capacity to shape your destiny.

In The Map: Finding the Magic and Meaning in the Story of Your Life, my colleague Colette Baron-Reid reveals this truly brilliant approach to creating the life of your dreams. Drawing from her years of expertise as one of the world’s most acclaimed intuitive counselors, Colette shows you how to use the magic of metaphors and gift of imagination to delve into the most profound aspects of your subconscious, the places within you that light the way to lasting change. With The Map, you’ll harness your power to live your greatest destiny today! http://themaplaunch.com

You have been subscribing to my newsletter for some time now and together we have been working on discovering the real meaning and purpose in our lives. However, to quote my friend and colleague Eldon Taylor, “Self-actualization begins by finding who it is that we seek to actualize.” His newest book, What If? The Challenge of Self-Realization, is not just a fascinating read but a transformational experience that allows your true self to flourish!

“Few are the authors who turn you inside out, who blow up your preconceived notions and cause you to become honest with yourself through and through. That’s precisely what happens when you read What If? I highly recommend this book to those who are unflinching in their journey to the Authentic Self.”
~ Michael Bernard Beckwith, 
author of Spiritual Liberation

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Have you ever stopped to ask yourself, What if everything I believed was wrong? What if you discovered that your beliefs weren’t even your own? Who would you be if you stripped away all of those fears and desires that are hiding the real you? Well, Eldon examines these questions (and many more!) in his amazing new release, What If? The Challenge of Self Realization. Many reviewers are saying that this book is a life changing experience. Full of thought experiments you can participate in in the privacy of your own home, this one book will assist you in uncovering the real you.

“Personal empowerment just took a quantum leap in this astonishing book by Eldon Taylor. What If? consists of a series of thought experiments that will move you out of the rigid beliefs you did not even know you had, into a way of life that allows you to fully express your amazing uniqueness and gifts. I highly recommend it.”
~ Crystal Andrus, 
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Have your ever felt just a little off? Sensing or experiencing a sort of discontent—the kind that leaves you disquieted? Or how about those feelings that life is going by and somehow you are missing something or that just around the corner there lurks a sure and certain peril? Are you addicted to consuming, dreaming of how you can obtain more, more of everything—money, power, fame, esteem, and so on? Have you tried self-help only to be disappointed in its bandaging effect? These are some of the signs of what Eldon calls Falsophrenia—a new Global Pandemic?

If you relate to any of this then What If? The Challenge of Self-Realization is something you must read!

“This book should come with a warning. It’s a black belt in how to discover your true essence. It turned me inside out and chopped me on the head! Don’t get this book unless you are really willing to find yourself where you can’t believe you are. What If? The Challenge of Self-Realization is too soft a title for this book. Reading it is living it and you must prepare yourself for the challenge.”
~ Shazzie, 
Visionary In Paradise Books

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“Eldon Taylor has broken the mold of most self-help writers as he tackles face on many of those taboo questions. Bold, forthright and most certainly profound, What If? takes the reader on a number of thought experiments to expose how much of our power we have given away. The lessons in this book are vital if you wish to experience what it is to be free to reach your highest level of self-actualization.”
~ Dr. Nick Begich, 
author of Controlling the Human Mind

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Step forward,
Monique

My family was one of the first to see the pilot of Two and a Half Men in Las Vegas. We were on a family vacation however I had to meet with a client and suggested they occupy themselves with the free tickets we were given when we checked into The MGM Grand. They thoroughly enjoyed the show and strongly encouraged CBS in their exit questionnaire to put the show on the air. Everyone else in the audience concurred and the show was born.

Back in those days, before the two million dollars per episode pay checks, Charlie had always been a bit “adventurous” but not to the extreme that finally caused his fall from grace with the executive producers which resulted in the show being shut down for the balance of the season.

What could have gone wrong? Was it the drugs, booze, unbridled sex? Other television stars have gone down a similar path without complete self- annihilation. It begs the question as to what Charlie’s underlying belief system was. I am not talking about religion or spirituality, but what does he believe in that anchors him and provides comfort when all appears to be going wrong? He unquestionably has lost his tether to the real world of self-responsibility.

This is where the ego rears its head. The ego’s “job” if you will, is to work with the “ID” and drive the impulses of desire, power, control, and freedom. The “ID” is the seat of our impulses and the ego is the vehicle which delivers. How fantastic would it be if you could get everything you wanted, whenever and however you wanted it? Charlie was fortunate enough to be able to create whatever he wanted whenever. Fueled by the need to have more (because nothing was ever enough nor did what he have ease his pain), whether it was sex, cars, drugs, or booze he reached out to any and everyone who was willing to take advantage of a good ride. He surrounded himself with others who were on their own path of self-destruction. Some were lucky enough to get their act together and others were not so privileged.

Conventional therapy could not help Charlie, because he did not have a basic belief system to fall back on. He is a man searching for something but does not have a clue as to what he is searching for.
He is currently living at his home with three women friends. Are they really going to help him with recovery or just ride the ride until all of the funds are all gone? Who is looking out for Charlie so he can support his children? Who is working with him to “beat” his demons so he can have a life again? Who is looking out for Charlie so he can possibly return to the show and the other fine actors he worked with can continue to work their craft and support their families?

If the show is permanently canceled many will miss the quick wit and irony that the show provided each week. I am holding positive thoughts and prayers for Charlie. It is my greatest wish that he gets his act together and finds is joy and passion in life. Clean, sober, sane and living in love and light.

Monique Chapman
www.moniquechapman.com

The live, Internet talk-radio show will stream from the host page

Monique Chapman is an internationally renowned Intuition Lifestyle Consultant and personal growth expert recognized in the area of personal empowerment coupled with intuitive skills. She is the founder of Healing Visions and a leading expert with over 30 years experience inspiring individuals and small businesses to realize their dreams and achieve maximum potential.intuitive healing

Monique’s background includes a PhD Metaphysics, Ordained Minister, and Reiki Master Teacher. She hosts and produces two award winning radio shows “Raise Your Intuition IQ” and “Walking with Spirit”. She’s been featured on CBS, MTV, contributed to Good Morning America, and authored Getting Your M and M’s The Men and Money Book.

Callers are welcome to join the conversation during the show by calling (347)-857-4862

Suggested Interview Questions:

What is romantic prosperity?

How can be be in the flow of prosperity especially in the current economic climate?

What are three things one can do today to attract a love mate?

What are three things one can do today to attract more money into their lives?

How can we use our intuition to assist us with daily living?

Looking forward to your questions (347)-857-4862

To listen:www.blogtalkradio.com/naturalcounselor

Breathe, smile and be happy.

© Irina Wardas, HHC

Women’s Holistic Health, Nutrition and Relationship Expert

Dear Friend,

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Throughout these pages, Eldon shares life experiences that will lead
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Before we can create more money we need be clear about our true feelings about money.

If you are constantly saying I can’t afford… or I am worried I can’t meet my bills this month, you do not have a good relationship with money.
Let me explain. Most people want enough money to take care of the basic necessities, some reserve money in the bank and enough ready cash to be able to enjoy life’s pleasures. As soon as we even think the phrase “I can’t afford” or we slip into worrying about money we place a huge energetic block before ourselves obstructing our flow of abundance. We are affirming that we do not trust that we will be taken care of by the Universe and we are affirming that we really have very negative feelings toward money. When was the last time you heard of a wealthy person saying the words “I can’t” when it came to money? I would wager never. Even Donald Trump who has gone bankrupt several times does not utter the words, “I can’t” when it comes to money.

In order to have a constant flow of money in our lives, it is important to be conscious of our words and thoughts about money. An easy way to get into the flow of thinking positively about money is to read one or all of the many “millionaire books” that are currently on the market. You may not become an overnight millionaire; however the terminology used will become second nature to you. As the terminology becomes familiar, you will be subconsciously changing your frequency and your thoughts about money. Once the subconscious gleans onto an idea, it energetically starts to attract that thought to you. Of course you have to do the physical work to make anything happen in life. Physical work and positive thoughts will raise your vibration to materialize what you say you want.

When was the last time you daydreamed positively about money? Take some time each day and fantasize about what you would do if all of your financial needs were met and you had a bit of extra time on your hands each and every day. Create your dream list. Make is as realistic or fanciful as you wish. Using your imagination will stimulate the subconscious. What do you have to lose? What could you possibly gain?
Happy Manifesting!

David Icke marks his 20th year of uncovering astounding secrets and suppressed information with a major all-day event in Marin on October 23rd and the publication of his most amazing book yet. He will take the manipulation of the human race and the nature of reality to still new levels of understanding and he calls for humanity to rise from its knees and take back the world from the sinister network of families and non-human entities that covertly control us from cradle to grave. David has moved the global cutting edge so many times since his incredible ‘awakening’ in 1990 and in San Francisco he will do it again – and then some. David latest book Human Race Get Off Your Knees The Lion Sleeps No More will be available.

Questions answered:
What is reality?
Who really controls world events?
Who are we?
Political Manipulation
Where are we?
How is reality manipulated?
The Reptilian Agenda
The Global Awakening

Learn who really controls world events, political manipulation, The Moon Matrix, 9/11, and the secret world agenda for the future. His events have sold out worldwide.
Don’t miss this event.

Order your tickets today:
Tickets: $39-$59-$79-$99

Charge by phone: 415-499-6800

Box Office open:
Monday – Friday 11am –5pm; Saturday 11am – 3pm

For Information:

Producer: Ken Kaufman 415-382-8300
Producer: Robert Perala 831-440-0443

Even if you have been playing by all of the rules you may find yourself behind the eight ball and in credit score hell.
I recently attended a seminar at my credit union which shared a beacon of light on this increasingly obscure subject. Below is the nuts and bolts that I learned.

What constitutes your credit score?

You credit score is made up of many variables. Each variable has a percentage attached to it. What is most disconcerting is that the variables can and do change at the whim of each credit bureau and the three major credit bureaus do not use the same variables. For example your score might be 720 with Experian, 750 with Equifax, and 815 with TransUnion.

That being said below is some variables.

35 % of your score is based on payment history. Pay on time to keep your scores high and pay ahead of time to raise your score. When you pay you accounts late your score takes a nose dive. Generally this applies to payments that are at least 30 days late.
10% of your credit score is calculated on your “mix” of credit. An installment account will raise your credit score while a revolving credit actually lowers your score. With an installment payment the leaning institution is aware of the limit of the loan and they know what the expected payment will be. They are also aware that you cannot spend an additional amount of money. With a revolving account your potential spending is an unknown putting the lending institution more at risk. If you want to increase your score do not use revolving accounts such as major credit cards or department store cards. If you must use a revolving credit card, pay if off completely at the end of each billing cycle. Do not run up a balance. Balances lower your score. A third component is finance company loans. The two finance companies that come to mind for me are Beneficial and Household finance. AVOID these types of loans at all costs. Borrow from your friends or relatives first. Finance companies are a lose/ lose on your credit rating.

15% of your score is based on your length of credit. KEEP your oldest activated credit card active. If you do not wish to use it, fine but keep it stored away. Your credit longevity is based on it. BTW, do not close your accounts it will lower your score. It does not matter if you or the financial institution closes the account the effect is the same.

10% of credit scores is based on the accumulation of debt within the past 12 to 18 months. Also taken into consideration is the account opening date and the number of delinquencies you have.

And Finally 30% of your credit score is based on what is called capacity. Capacity is the amount of usable credit you have. If you have a card with a 20k limit and you have $200 on the card you have great capacity. If you have a card that is maxed out you have zero capacity. Lending institutions like to see that you can manage a high limit and use very little credit therefore increasing your capacity.

How to improve your credit score?

Do not close your credit card accounts. This will cause a decrease in capacity. Move your revolving debt to installment debt. Pay down credit cards and make your payments on time.

What acts will hurt your credit score?

The big one is missing payments even if it is by a dollar. It takes 24 months to recover your credit with one late payment. Don’t max out your cards. Stop shopping for credit monthly; remember the bureaus look at your credit history for the last 12 to 18 months. Having high amounts of revolving credit will ding your score.

Misconceptions about how credit scores are configured.

There is a lot of misinformation out there regarding what can affect your credit score. Debt ratio, income, length of employment and length of residency do not affect your score. For many years I thought these variables would affect the credit score. The official word is they don’t.

Remember to check your scores yearly and report any discrepancies to the appropriate credit bureau. You can manage your credit for your benefit. Knowledge is power.

Happy Manifesting!